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document.write('<center><font size="3">Dates to Remember</font></center>');

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document.write('<font size="2" color="blue">October 1 - November 14</font>');

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document.write('Benefit and premium information is available for all Medicare plans.  You can shop the plans and compare benefits, but you can not enroll in a plan just yet.');

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document.write('<font size="2" color="blue">Mid-October</font>');

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document.write('You will reveive the new years edition of the <a href="http://www.medicare.gov/Library/PDFNavigation/PDFInterim.asp?Language=English&Type=Pub&PubID=10050">"Medicare and You"</a> handbook from the Centers for Medicare and Medicaid Services.');

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document.write('<font size="2" color="blue">November 15 - December31</font>');

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document.write('<font size="2">Annual Election Period (AEP)</font>');

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document.write('During this time beneficiaries may change prescription drug plans, change Medicare Advantage  plans, return to original Medicare, or enroll in a Medicare Advantage plan for the first time.  Enrollment changes take effect on January 1.');  

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document.write('<font size="2" color="blue">January 1 - March 31</font>');

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document.write('<font size="2">Open Election Period (OEP)</font>');

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document.write('The Open Enrollment Period provides Medicare beneficiaries with one opportunity to enroll in, disenroll from, or change a Medicare Advantage plan.  Like the General Enrollment Period, the Open Enrollment Period extends from January 1 through March 31 each year.  Unlike enrollment in Part B, the change in Medicare Advantage enrollment or disenrollment becomes effective the month after the change is made.');

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document.write('Only beneficiaries who are eligible to enroll in a Medicare Advantage plan may make a change during the Open Enrollment Period.  In other words, a beneficiary who wants to change must have both Medicare Part A and Medicare Part B and must live in the area served by the Medicare Advantage plan.'); 

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document.write('Beneficiaries may not add or drop Part D drug coverage during the Open Enrollment Period.  During the Open Enrollment period, beneficiaries can only change to "like" plans.  Those who already have drug coverage can only change to another option with drug coverage. Those who do not have drug coverage may not change to an option that provides drug coverage.');

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document.write('<font size="2" color="blue">April 1 - November 14</font>');

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document.write('You can not change from one Medicare Plan to another unless you qualifty for a Special Election Period (SEP).'); 

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